Personal Finances   

Curious about investing but not sure where to start? This interactive session will introduce you to key investment types, account options, and strategies to help you make confident financial decisions. You’ll explore retirement and non-retirement accounts, learn how different investments work, and have the chance to get your personal questions answered in a supportive, beginner-friendly setting.

Buying your first house can seem a little overwhelming. This seminar will provide the basic information a consumer needs to buy a house, with special attention given to the first time buyer. The complete process will be covered, including getting (and staying) pre-approved for a loan, searching for the right house, negotiating a contract, earnest money, inspections, appraisals, disclosures, and closing on the house.

Whether you are thinking about downsizing or just looking for a change of address, this seminar will provide the basic information needed to sell your current house. Topics covered: the best and worse times to sell, understanding the market, determining a reasonable listing price, advertising, disclosures, showings, negotiating a contract, inspections, appraisals, problems that may arise, and closing on the house.

Your relationship with money runs deeper than numbers - it’s shaped by your upbringing, life experiences, and the beliefs you’ve carried with you. In this engaging class, we’ll explore the common money messages that influence your decisions, uncover the ways they may hold you back, and learn strategies to reframe them. By understanding your personal money mindset, you’ll take the first step toward reducing financial stress, building confidence, and creating a healthier relationship with your finances.

Are you getting the best possible value from an insurance company? Will that company honor a claim? How do you get a great price when there are so many insurance terms to understand? Do you have too much or too little coverage? Why does your credit matter? Shopping insurance should be an annual event to ensure you are getting proper coverage from a solid company at a reasonable price. The insurance market is volatile and becoming a savvy shopper will help you understand your policy and put you in the driver's seat when shopping for auto, home, or renters quotes.