Personal Finances   

Buying your first house can seem a little overwhelming. This seminar will provide the basic information a consumer needs to buy a house, with special attention given to the first time buyer. The complete process will be covered, including getting (and staying) pre-approved for a loan, searching for the right house, negotiating a contract, earnest money, inspections, appraisals, disclosures, and closing on the house.

Whether you are thinking about downsizing or just looking for a change of address, this seminar will provide the basic information needed to sell your current house. Topics covered: the best and worse times to sell, understanding the market, determining a reasonable listing price, advertising, disclosures, showings, negotiating a contract, inspections, appraisals, problems that may arise, and closing on the house.

Most people think budgeting is like a harsh diet. Its not about doing without the things you enjoy, its about learning the importance of identifying cash flow within a flexible and personalized budget. In this class, you will learn the essential skill of documenting expenses and discover techniques for effective tracking, whether using personal budgeting software or alternative methods. Explore the collaborative aspect of family budgeting to achieve shared financial goals. You might even find that you can start or increase your retirement savings. Take control of your money and avoid letting your money take control of you.

This class explains how to keep more of what you earn and make your money work harder for you. Whether you are just beginning to develop a retirement plan or you are rapidly approaching retirement, you should enroll in this course. You will learn how to define long-term goals and gain practical information you can apply immediately. The course includes a 224-page illustrated textbook. A spouse or guest may attend at no additional charge.

This course is taught by Jay Goldstein, Jeff Bailey, and Jayme Bailey.  All are financial advisors with Robert W. Baird.

Are you getting the best possible value from an insurance company? Will that company honor a claim?
n this class, you will learn how to discover the key factors that influence insurance pricing and claim processes, ensuring that you understand and receive the best possible value from your chosen insurance company. This course emphasizes the importance of making insurance shopping an annual practice, guiding you to secure proper coverage from reputable companies at reasonable prices. The insurance market is volatile and becoming a savvy shopper will help you understand your policy and put you in the driver’s seat when shopping for auto, home or renters quotes.

Nearly every successful professional could benefit from increased financial fluency. This personal finance course for professionals ages 35-50 uses a comprehensive, unbiased approach to deliver rewards over a lifetime. Topics will include life and wealth planning, barriers to wealth accumulation, tax advantaged investment vehicles, managing family finances, and investment strategies. A spouse or guest may attend at no additional charge.

This course is taught by Whitney Goldstein and Jay Goldstein.  Both are financial advisors with Robert W. Baird.